Privacy Policy

Last updated: July 21, 2025

1. Who We Are

Makani Consulting LLC (“Makani,” “we,” “us,” or “our”) provides income‑protection benefit solutions for businesses and families. Our website address is www.makaniconsulting.com.

2. Information We Collect

  • Personal identifiers (name, email, phone, mailing address).
  • Employment details (company name, employee count) when you request a quote.
  • Usage data (IP address, browser type, pages visited, and time spent) collected via cookies and similar technologies.
  • Communication data from email, webforms, live chat, or SMS messages.

3. How We Use Data

We process your information to:

  • Deliver services, quotes, and contractual obligations.
  • Send marketing messages via email, phone, or A2P 10DLC SMS (message frequency varies; reply STOP to opt‑out, HELP for help; msg & data rates may apply).
  • Improve website performance and user experience.
  • Comply with legal, regulatory, or security obligations.

4. Legal Bases for Processing

We rely on one or more of the following: performance of a contract, legitimate interest, your explicit consent, and compliance with applicable laws (e.g., GDPR, CCPA, TCPA, CTIA guidelines for A2P messaging).

5. Sharing & Disclosure

We do not sell personal data. We share it only with trusted service providers (CRM, payment processors, SMS gateways) bound by confidentiality and data‑protection agreements or when required by law.

6. Cookies & Tracking

Our site uses first‑ and third‑party cookies for analytics and advertising optimization. You may disable cookies in your browser, but some features may not function.

7. Data Retention

We retain data only as long as necessary for the purposes outlined above or as required by law. When no longer needed, data is securely deleted or anonymized.

8. Your Rights

  • Access, correct, or delete your personal data.
  • Opt‑out of marketing communications at any time.
  • Transfer or restrict processing of your data (where applicable).
  • Lodge a complaint with a supervisory authority.

9. Children’s Privacy

Our services are not directed to children under 13. We do not knowingly collect information from minors. If we learn we have, we will delete it promptly.

10. International Transfers

Your data may be processed in the United States where data‑protection laws may differ from those in your jurisdiction. We implement appropriate safeguards for such transfers.

11. Security Measures

We employ technical and organizational measures (encryption, access controls, periodic audits) to secure your data from unauthorized access, alteration, or disclosure.

12. Updates to This Policy

We may revise this Privacy Policy periodically. Material changes will be posted here with an updated “Last updated” date.

13. Contact Us

Questions? Email [email protected] or call (402) 201‑0256.

This document is provided for informational purposes only and does not constitute legal advice. Consult qualified counsel to ensure full compliance with all relevant regulations.