ATTENTION: HR LEADERS
Give Every Employee a $100 Monthly Raise
Without Raising Payroll
Slash FICA by $400 per Worker & Lock In Guaranteed Lifetime Income
Book Your Free 15‑Minute “Benefit Breakthrough” Call to See How
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Income Protection That Pays Today & Tomorrow
Makani Consulting’s proprietary benefit plan gives every employee an instant $100/month raise, richer healthcare options, and guaranteed income for life—while slashing employer FICA costs by about $400 per employee annually.
Book a Discovery CallWhy Businesses & Teams Choose Us
Immediate Pay Boost
Every eligible employee takes home an extra $100 each month—no waiting, no hoops.
Lifetime Income Security
From term life to advanced, tax‑advantaged arbitrage plans, we lock in income streams that last well beyond retirement.
Employer Savings
Reduce FICA outlay by roughly $400 per worker per year, redirecting capital to growth initiatives.
Designed for Medical & High‑Income Professionals
Safeguard specialized earnings against career‑ending disability or early retirement while preserving lifestyle continuity.
Get a Custom QuoteOur 3‑Step Implementation Process
1. Tailored Assessment
We analyze payroll, benefits, and tax posture to design the highest‑yield configuration for your team size (20 – 2000 employees).
2. Seamless Onboarding
Our experts handle enrollment, education webinars, and compliance—zero administrative headaches for HR.
3. Ongoing Optimization
Quarterly reviews ensure your workforce captures maximum savings and coverage as regulations evolve.
Ready to Unlock a Win‑Win‑Win Benefit Strategy?
Schedule a no‑obligation strategy call with a Makani Consulting specialist and see how quickly you can put dollars back in everyone’s pocket.
Schedule My CallFrequently Asked Questions
How does the $100/month employee raise work?
We redirect a portion of pre‑tax dollars into a specialized plan that surfaces as extra net pay in each employee’s check—without increasing your payroll expenses.
Will this interfere with existing 401(k) or health plans?
No. Our solution layers on top of current benefits and can actually enhance overall healthcare options through negotiated group rates.
Is the lifetime income truly guaranteed?
Yes. We leverage A‑rated carriers and advanced arbitrage structures to lock in lifetime payouts, even if markets fluctuate.
What’s required from our HR/payroll team?
Very little. We integrate with popular payroll platforms, handle employee education, and manage ongoing compliance.